| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GRANITE GRP BENEFITS AN ALERA GROU | 1001 ELM ST SUITE 301 MANCHESTER, NH 03101 | ANTHEM LIFE INSURANCE COMPANY | $15K | $0 | $15K | 1.66% |
| KENNETH C MEIER CORP3 Filed as: KENNETH MCLAUGHLIN | — | BLUE CROSS BLUE SHIELD OF VERMONT | $24K | $0 | $24K | 3.01% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST STE 301 MANCHESTER, NH 03101 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $15K | $0 | $15K | 1.97% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST STE 301 MANCHESTER, NH 03101 | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | $239K | $0 | $239K | 96.29% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | $0 | $7K | $7K | 2.78% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM STREET, SUITE 301 MANCHESTER, NH 03101 | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | $7K | $0 | $7K | 11.21% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 965 GREENTREE RD, STE 110 PITTSBURGH, PA 15220 | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | $0 | $833 | $833 | 1.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,265 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | MATTHEW THORNTON HEALTH PLAN, INC. | 1,162 | $13.5M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 1,389 | $738K |
| Vision(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF VERMONT | 998 | $1.1M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 2,536 | $907K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 2,536 | $907K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 2,536 | $907K |
| Prescription drug | ANTHEM HEALTH PLANS OF NEW HAMPHIRE INC | 912 | $249K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,536 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.