| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RYAN DAVID WINDHOLZ3 | PO BOX 1225 HAYS, KS 67601 | AFLAC | $6K | $399 | $6K | 3.97% |
| DAVID J WINDHOLZ3 | PO BOX 1225 HAYS, KS 67601 | AFLAC | $5K | $396 | $5K | 3.19% |
| TIMOTHY J SCHUMACHER3 | 1421 3RD ST HAYS, KS 67601 | AFLAC | $2K | — | $2K | 1.39% |
| ANTHONY ELDEE CONNER3 | 10373 E 37TH PL YUMA, AZ 85365 | AFLAC | $1K | $65 | $1K | 0.74% |
| JODY HIPP3 Filed as: JODY K HIPP | PO BOX 1587 HAYS, KS 67601 | AFLAC | $901 | — | $901 | 0.57% |
| LUKE CAVALLI3 | 1508 22ND AVE MITCHELL, NE 69357 | AFLAC | $808 | — | $808 | 0.51% |
| JAMES C FLETCHER3 | 2828 E RAY AVE SALINA, KS 67401 | AFLAC | $797 | $11 | $808 | 0.51% |
| JORDAN J SHARP3 | 1473 TOULON AVE HAYS, KS 67601 | AFLAC | $533 | — | $533 | 0.34% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $438 | — | $438 | 0.28% |
| SCHWARZ INSURANCE3 Filed as: SCHWARZ, INC. | 1010 DOWNING AVE STE 20 HAYS, KS 67601 | AFLAC | $312 | — | $312 | 0.20% |
| JODY HIPP3 Filed as: JODY HIPP LLC | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $296 | — | $296 | 0.19% |
| SHAWN D SCHWARZ3 | 1010 DOWNING AVE STE 20 HAYS, KS 67601 | AFLAC | $237 | — | $237 | 0.15% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $236 | — | $236 | 0.15% |
| CLINT ANDERSEN3 | PO BOX 586 RUSHVILLE, NE 69360 | AFLAC | $152 | $21 | $173 | 0.11% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: SIGRID GALLAGHER | 1306 HOOVER ST GREAT BEND, KS 67530 | AFLAC | $137 | $11 | $148 | 0.09% |
| DAN STECKLEIN3 | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $100 | — | $100 | 0.06% |
| DOUGLAS R SCHENKEL3 | 2205 WASHINGTON ST GREAT BEND, KS 67530 | AFLAC | $74 | — | $74 | 0.05% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $66 | — | $66 | 0.04% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $49 | — | $49 | 0.03% |
| JASON D GROSS3 | 511 S MAIN ST KENSINGTON, KS 66951 | AFLAC | $41 | $6 | $47 | 0.03% |
| RANDY MAUS3 | PO BOX 236 LEBANON, KS 66952 | AFLAC | $46 | — | $46 | 0.03% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $40 | — | $40 | 0.03% |
| MINDY SKIDMORE LLC3 | 2301 BURLINGTON ST STE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $40 | — | $40 | 0.03% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $39 | — | $39 | 0.02% |
| JOHN C MAGNUSON3 | 507 S CORONADO AVE LINDSBORG, KS 67456 | AFLAC | $36 | — | $36 | 0.02% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $35 | — | $35 | 0.02% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $32 | — | $32 | 0.02% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $29 | — | $29 | 0.02% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $25 | — | $25 | 0.02% |
| VONDA O MCFARLAND3 | 1617 ORCHARD LN HIDEAWAY, TX 75771 | AFLAC | $24 | — | $24 | 0.02% |
| MARC W COLBY3 | 539 N SAINT ANDREWS DR WICHITA, KS 67230 | AFLAC | $23 | — | $23 | 0.01% |
| LINDA C MOORE LEGGETTE3 | 302 N COLLEGE ST ULYSSES, KS 67880 | AFLAC | $22 | — | $22 | 0.01% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $20 | — | $20 | 0.01% |
| RYAN LAGER3 Filed as: RYAN LAGER LLC | 9221 NE 111TH ST KANSAS CITY, MO 64157 | AFLAC | $20 | — | $20 | 0.01% |
| MOORE BENEFITS INC.3 Filed as: MOORE AGENCY | PO BOX 1004 ULYSSES, KS 67880 | AFLAC | $18 | — | $18 | 0.01% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $18 | — | $18 | 0.01% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $16 | — | $16 | 0.01% |
| LON E PISHNY3 | 545 S TOWNS BLVD GARDEN CITY, KS 67846 | AFLAC | $15 | — | $15 | 0.01% |
| CHRISTIE L WOOKEY3 | 440 N LAKE DR WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.01% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $11 | — | $11 | 0.01% |
| JOHN A BACON3 | 1100 AUTUMN CIR UNIT 4 LOUISBURG, KS 66053 | AFLAC | $9 | — | $9 | 0.01% |
| SCOTT W LUTY3 | 524 E 30TH AVE HUTCHINSON, KS 67502 | AFLAC | $7 | — | $7 | 0.00% |
| IRON INSURANCE PARTNERS LLC3 | PO BOX 2559 LIBERAL, KS 67905 | AFLAC | $4 | — | $4 | 0.00% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $3 | — | $3 | 0.00% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 214 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.