| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: BCBS OF SOUTH CAROLINA | 120 ALPINE CIRCLE AX220 COLUMBIA, SC 29223 | HCC LIFE INSURANCE COMPANY | — | $50K | $50K | 27.01% |
| BB&T-CIC INSURANCE SERVICES5 | 47 AIRPARK COURT GREENVILLE, SC 29607 | HCC LIFE INSURANCE COMPANY | — | $39K | $39K | 20.77% |
| FIRSTHEALTH5 | 10260 MEANSLEY DRIVE SAN DIEGO, CA 92131 | HCC LIFE INSURANCE COMPANY | — | $35K | $35K | 18.84% |
| PLANNED ADMINISTRATORS, INC.5 | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | HCC LIFE INSURANCE COMPANY | $2K | $26K | $27K | 14.74% |
| CARENET0 | 44180 RIVERSIDE PARKWAY SUITE 200 LANSDOWNE, VA 20176 | HCC LIFE INSURANCE COMPANY | — | $510 | $510 | 0.27% |
| GCG FINANCIAL LLC5 Filed as: ALERE WELLBEING, INC. | 999 3RD AVE #2100 SEATTLE, WA 98104 | HCC LIFE INSURANCE COMPANY | — | $420 | $420 | 0.23% |
| HEALTHRISK RESOURCE GROUP, LLC0 | 505 CITY PARKWAY WEST SUITE 1000 ORANGE, CA 92868 | HCC LIFE INSURANCE COMPANY | — | $95 | $95 | 0.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 296162149 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $9K | 20.51% |
| THE BENEFIT COMPANY INC5 | PO BOX 211486 COLUMBIA, SC 292216486 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENWOOD AVE SUITE 190 RALEIGH, NC 276124959 | ALLSTATE BENEFITS | $9K | — | $9K | 33.13% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE BENEFITS | $9K | — | $9K | 33.11% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 296162149 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $909 | $3K | 20.50% |
| THE BENEFIT COMPANY INC5 | PO BOX 211486 COLUMBIA, SC 292216486 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $495 | $495 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 303 | $213K |
| Dental | HCC LIFE INSURANCE COMPANY | 303 | $186K |
| Vision | HCC LIFE INSURANCE COMPANY | 303 | $186K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 225 | $17K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 225 | $42K |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 303 | $186K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 303 | $186K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 225 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.