See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAINE BANKERS ASSOCIATION EIN 01-0155360 PLAN SPONSOR | Contract Administrator Service code 13 | — | $864K |
| WELLNESS WORKDAYS EIN 04-3522115 SERVICE PROVIDER | Other services Service code 49 | — | $320K |
| HELLO HEART EIN 82-3489727 SERVICE PROVIDER | Other services Service code 49 | — | $110K |
| BUSINESS SOLVER EIN 42-1503807 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $106K |
| OMADA HEALTH EIN 45-2355015 | Other services Service code 49 | — | $97K |
| MARSH MCLENNAN AGENCY LLC EIN 26-3237576 | Consulting fees Service code 70 | — | $84K |
| HEALTH AXIS EIN 45-5531595 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $28K |
| ASSOCIATION SERVICES, INC. EIN 01-0507289 AFFILIATE OF PLAN SPONSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $23K |
| PHYSERA PHYSICAL THERAPY GROUP PC EIN 82-2530491 | Other services Service code 49 | — | $14K |
| LEARN YOUR WORK LIFE EIN 81-1653682 SERVICE PROVIDER | Participant communication Service code 38 | — | $14K |
| NOVAREST EIN 45-0462799 SERVICE PROVIDER | Consulting (general) Service code 16 | — | $13K |
| BDMP ASSURANCE LLP EIN 99-4708358 PROFESSIONAL SERVICES | Accounting (including auditing) Service code 10 | — | $12K |
| WEX EIN 22-3339704 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $7K |
| BERRYDUNN EIN 01-0391345 PROFESSIONAL SERVICES | Accounting (including auditing) Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,531 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 413 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,944 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF MAINE, INC. | 3,871 | $3.8M |
| Dental(2 contracts) | DELTA DENTAL PLAN OF MAINE | 3,415 | $1.8M |
| Vision | VISION SERVICE PLAN | 1,680 | $268K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,802 | $697K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 726 | $191K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,486 | $416K |
| Prescription drug | ANTHEM BLUE CROSS BLUE SHIELD | 63 | $164K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF MAINE, INC. | 3,871 | $3.7M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,348 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,871 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.