PlanOptica vs FreeERISA
A side-by-side of sign-up, years of filings and price. Facts checked September 2026. PlanOptica is not affiliated with FreeERISA, Judy Diamond or BenefitsPRO.
FreeERISA is a Form 5500 search from Judy Diamond. It asks you to sign up and shows the past two years of filings. FreeERISA lists Deluxe Search at $14.95. PlanOptica needs no account to search and indexes filings from 2015. Solo is $34.99 a month. Facts checked September 2026. PlanOptica is not affiliated with FreeERISA, Judy Diamond or BenefitsPRO.
PlanOptica also has a free Form 5500 search with no sign-up.
FreeERISA vs PlanOptica
| Feature | FreeERISA | PlanOptica |
|---|---|---|
| Account to search | Sign-up required | None |
| Filings indexed | 2.6 million (their figure) | 7.9 million retirement, 1.9 million welfare |
| Years of filings | Past two years | 2015 to today |
| Paid option | Deluxe Search, $14.95 | Solo $34.99 a month, Team $99.99 a month |
Where PlanOptica differs from FreeERISA
Search, filters and plan pages open without signing up. Plan pages show one year of history. Solo and Team show ten.
Schedule A welfare data and Form 5500 retirement filings sit on the same account. Follow a sponsor's full benefit stack in one place.
PlanOptica has 29 prospect flags, 17 retirement and 12 welfare. Each flag links to the filing that triggered it. Search exports run to 10,000 rows on Solo and 50,000 on Team.
Common questions
When does FreeERISA still make sense?
For a one-off lookup of a known plan, FreeERISA works. PlanOptica fits when you repeat the same lookup, build prospect lists or re-run saved searches.
Can I migrate my saved searches?
There is no automatic import. Email hello@planoptica.com with the searches that matter. We will help recreate them as saved views on your account.
How does the price compare?
FreeERISA lists Deluxe Search at $14.95 (checked September 2026). PlanOptica Solo is $4.99 for the first month, then $34.99 a month. Search is free on both, and FreeERISA asks you to sign up first.