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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,448 | $209,336-52.0% | $197,124-49.0% | $137,256-26.8% |
| Participation rate | 92.9% | 87.3%+5.6pp | 86.7%+6.1pp | 80.0%+12.9pp |
| Annual return | 16.61% | 48.09%-31.5pp | 44.34%-27.7pp | 220.34%-203.7pp |
| Employer contribution / active EE | $4,128 | $6,591-37.4% | $6,227-33.7% | $4,156-0.7% |
| Participant deferral / active EE | $10,389 | $9,614+8.1% | $9,135+13.7% | $6,407+62.2% |
| Admin fee / account holder | $1,861 | $17,308-89.2% | $16,298-88.6% | $12,270-84.8% |