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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,380 | $97,881-63.9% | $80,004-55.8% | $125,389-71.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 73.0%+27.0pp | 83.2%+16.8pp |
| Annual return | -9.44% | 9.36%-18.8pp | 7.63%-17.1pp | 282.24%-291.7pp |
| Employer contribution / active EE | $12,067 | $3,128+285.8% | $2,473+388.0% | $4,866+148.0% |
| Participant deferral / active EE | $7,233 | $3,744+93.2% | $3,204+125.8% | $5,352+35.2% |
| Admin fee / account holder | $364 | $6,278-94.2% | $5,033-92.8% | $9,541-96.2% |