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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,307 | $107,809-68.2% | $90,657-62.2% | $135,379-74.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -11.48% | -0.90%-10.6pp | 1.89%-13.4pp | 519.79%-531.3pp |
| Employer contribution / active EE | $6,131 | $3,018+103.2% | $2,532+142.2% | $4,779+28.3% |
| Participant deferral / active EE | $5,667 | $3,872+46.4% | $3,424+65.5% | $5,609+1.0% |
| Admin fee / account holder | $352 | $5,931-94.1% | $4,994-93.0% | $10,828-96.7% |