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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,990 | $115,796-46.5% | $101,264-38.8% | $158,950-61.0% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 15.43% | 56.15%-40.7pp | 46.48%-31.0pp | 302.91%-287.5pp |
| Employer contribution / active EE | $2,780 | $4,175-33.4% | $3,660-24.1% | $4,762-41.6% |
| Participant deferral / active EE | $9,081 | $4,958+83.2% | $4,370+107.8% | $5,983+51.8% |
| Admin fee / account holder | $12,456 | $7,247+71.9% | $5,947+109.5% | $11,248+10.7% |