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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,269 | $99,345-76.6% | $84,753-72.5% | $273,972-91.5% |
| Participation rate | 93.8% | 80.7%+13.1pp | 76.6%+17.2pp | 83.0%+10.7pp |
| Annual return | 7.40% | 22.93%-15.5pp | 22.78%-15.4pp | 41.46%-34.1pp |
| Employer contribution / active EE | $2,564 | $4,214-39.2% | $3,574-28.3% | $4,869-47.3% |
| Participant deferral / active EE | $7,200 | $4,270+68.6% | $3,712+94.0% | $5,287+36.2% |
| Admin fee / account holder | $482 | $6,645-92.7% | $5,333-91.0% | $10,133-95.2% |