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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,288 | $114,237+154.1% | $119,258+143.4% | $167,536+73.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 23.49% | 29.87%-6.4pp | 30.69%-7.2pp | 478.82%-455.3pp |
| Employer contribution / active EE | $3,761 | $4,481-16.1% | $4,384-14.2% | $4,839-22.3% |
| Participant deferral / active EE | $9,502 | $6,084+56.2% | $6,111+55.5% | $6,342+49.8% |
| Admin fee / account holder | $395 | $8,932-95.6% | $7,226-94.5% | $12,315-96.8% |