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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,382 | $88,583+57.3% | $88,497+57.5% | $273,972-49.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.4%+17.6pp | 83.0%+17.0pp |
| Annual return | -0.97% | 5.68%-6.7pp | 7.63%-8.6pp | 41.46%-42.4pp |
| Employer contribution / active EE | $4,155 | $4,502-7.7% | $4,036+2.9% | $4,869-14.7% |
| Participant deferral / active EE | $9,989 | $4,891+104.2% | $4,899+103.9% | $5,287+88.9% |
| Admin fee / account holder | $770 | $8,980-91.4% | $6,220-87.6% | $10,133-92.4% |