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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,357 | $176,105+4.7% | $159,474+15.6% | $167,536+10.0% |
| Participation rate | 95.2% | 85.0%+10.3pp | 82.8%+12.4pp | 82.1%+13.1pp |
| Annual return | 9.54% | 331.91%-322.4pp | 263.68%-254.1pp | 478.82%-469.3pp |
| Employer contribution / active EE | $9,683 | $5,299+82.7% | $4,831+100.4% | $4,839+100.1% |
| Participant deferral / active EE | $5,649 | $7,751-27.1% | $7,353-23.2% | $6,342-10.9% |
| Admin fee / account holder | $3,017 | $12,559-76.0% | $10,802-72.1% | $12,315-75.5% |