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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,752 | $157,304-22.6% | $141,197-13.8% | $152,909-20.4% |
| Participation rate | 95.7% | 84.8%+10.8pp | 82.5%+13.2pp | 82.5%+13.2pp |
| Annual return | 16.35% | 64.34%-48.0pp | 71.41%-55.1pp | 345.46%-329.1pp |
| Employer contribution / active EE | $7,617 | $5,263+44.7% | $4,736+60.8% | $4,764+59.9% |
| Participant deferral / active EE | $6,204 | $7,111-12.8% | $6,710-7.5% | $5,851+6.0% |
| Admin fee / account holder | $835 | $12,126-93.1% | $10,265-91.9% | $11,601-92.8% |