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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,616 | $72,177-6.3% | $115,038-41.2% | $59,633+13.4% |
| Participation rate | 96.4% | 72.6%+23.9pp | 81.4%+15.1pp | 68.7%+27.8pp |
| Annual return | -4.51% | 12.02%-16.5pp | 26.14%-30.6pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $3,128 | $2,841+10.1% | $4,608-32.1% | $2,203+42.0% |
| Participant deferral / active EE | $4,316 | $4,783-9.8% | $6,026-28.4% | $3,192+35.2% |
| Admin fee / account holder | $1,351 | $4,927-72.6% | $8,175-83.5% | $4,297-68.6% |