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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,899 | $102,385+123.6% | $147,080+55.6% | $80,935+182.8% |
| Participation rate | 96.4% | 75.9%+20.6pp | 82.2%+14.2pp | 67.7%+28.8pp |
| Annual return | 8.64% | 135.09%-126.5pp | 420.17%-411.5pp | 35.66%-27.0pp |
| Employer contribution / active EE | $8,027 | $3,717+116.0% | $4,933+62.7% | $2,757+191.2% |
| Participant deferral / active EE | $13,560 | $6,651+103.9% | $8,066+68.1% | $4,299+215.4% |
| Admin fee / account holder | $10,596 | $7,951+33.3% | $12,989-18.4% | $6,924+53.0% |