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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,687 | $85,766+72.2% | $136,298+8.4% | $70,126+110.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.22% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $5,958 | $2,966+100.9% | $4,696+26.9% | $2,343+154.3% |
| Participant deferral / active EE | $7,814 | $5,051+54.7% | $6,247+25.1% | $3,332+134.5% |
| Admin fee / account holder | $4,848 | $5,421-10.6% | $9,244-47.6% | $4,645+4.4% |