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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,578 | $93,617+126.0% | $135,982+55.6% | $75,177+181.4% |
| Participation rate | 96.4% | 75.2%+21.2pp | 81.9%+14.5pp | 67.2%+29.2pp |
| Annual return | 15.00% | 30.89%-15.9pp | 68.32%-53.3pp | 160.75%-145.7pp |
| Employer contribution / active EE | $8,168 | $3,538+130.8% | $4,859+68.1% | $2,671+205.8% |
| Participant deferral / active EE | $12,005 | $6,406+87.4% | $7,760+54.7% | $4,126+190.9% |
| Admin fee / account holder | $8,102 | $6,980+16.1% | $10,767-24.8% | $5,651+43.4% |