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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,988 | $107,421+174.6% | $182,262+61.8% | $94,015+213.8% |
| Participation rate | 92.6% | 77.8%+14.8pp | 84.2%+8.4pp | 70.8%+21.8pp |
| Annual return | 14.84% | 21.32%-6.5pp | 140.60%-125.8pp | 17.84%-3.0pp |
| Employer contribution / active EE | $7,214 | $3,448+109.2% | $5,046+43.0% | $2,790+158.6% |
| Participant deferral / active EE | $12,065 | $6,558+84.0% | $8,276+45.8% | $4,249+183.9% |
| Admin fee / account holder | $31,460 | $8,692+261.9% | $16,712+88.3% | $8,951+251.5% |