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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,988 | $106,749+176.3% | $145,433+102.8% | $82,448+257.8% |
| Participation rate | 92.6% | 75.6%+16.9pp | 82.1%+10.5pp | 68.1%+24.5pp |
| Annual return | 14.84% | 27.59%-12.8pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $7,214 | $3,444+109.5% | $4,554+58.4% | $2,551+182.8% |
| Participant deferral / active EE | $12,065 | $6,519+85.1% | $7,897+52.8% | $4,139+191.5% |
| Admin fee / account holder | $31,460 | $8,390+275.0% | $13,129+139.6% | $7,234+334.9% |