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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,988 | $106,524+176.9% | $152,301+93.7% | $87,485+237.2% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.4%+10.1pp | 68.9%+23.7pp |
| Annual return | 14.84% | 26.89%-12.1pp | 80.50%-65.7pp | 26.06%-11.2pp |
| Employer contribution / active EE | $7,214 | $3,371+114.0% | $4,624+56.0% | $2,596+177.9% |
| Participant deferral / active EE | $12,065 | $6,525+84.9% | $8,004+50.7% | $4,274+182.3% |
| Admin fee / account holder | $31,460 | $8,287+279.6% | $14,398+118.5% | $7,775+304.6% |