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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,097 | $71,197-42.3% | $93,669-56.1% | $80,925-49.2% |
| Participation rate | 37.0% | 60.4%-23.4pp | 68.7%-31.7pp | 67.7%-30.7pp |
| Annual return | 10.25% | 11.27%-1.0pp | 133.59%-123.3pp | 35.65%-25.4pp |
| Employer contribution / active EE | $783 | $1,565-50.0% | $2,424-67.7% | $2,756-71.6% |
| Participant deferral / active EE | $1,955 | $4,036-51.6% | $4,416-55.7% | $4,299-54.5% |
| Admin fee / account holder | $697 | $6,959-90.0% | $8,291-91.6% | $6,940-90.0% |