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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,510 | $139,948-86.1% | $121,663-84.0% | $154,746-87.4% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 13.42% | 230.52%-217.1pp | 147.54%-134.1pp | 172.34%-158.9pp |
| Employer contribution / active EE | $912 | $3,521-74.1% | $3,020-69.8% | $4,379-79.2% |
| Participant deferral / active EE | $1,602 | $5,629-71.5% | $4,887-67.2% | $6,730-76.2% |
| Admin fee / account holder | $6,383 | $17,321-63.1% | $14,289-55.3% | $14,365-55.6% |