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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,097 | $185,141+2.1% | $153,416+23.3% | $155,188+21.9% |
| Participation rate | 80.0% | 79.9%+0.1pp | 74.3%+5.7pp | 80.8%-0.8pp |
| Annual return | 3.00% | 18.72%-15.7pp | 17.84%-14.8pp | 148.84%-145.8pp |
| Employer contribution / active EE | $3,490 | $4,489-22.3% | $3,764-7.3% | $4,248-17.8% |
| Participant deferral / active EE | $3,238 | $5,477-40.9% | $4,723-31.4% | $6,531-50.4% |
| Admin fee / account holder | $1,316 | $16,005-91.8% | $13,095-90.0% | $14,480-90.9% |