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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,073 | $81,358+262.7% | $155,556+89.7% | $80,959+264.5% |
| Participation rate | 97.9% | 66.3%+31.6pp | 78.2%+19.6pp | 67.7%+30.2pp |
| Annual return | 14.87% | 33.39%-18.5pp | 64.84%-50.0pp | 35.67%-20.8pp |
| Employer contribution / active EE | $2,153 | $3,106-30.7% | $4,675-53.9% | $2,757-21.9% |
| Participant deferral / active EE | $6,500 | $3,455+88.1% | $5,631+15.4% | $4,300+51.2% |
| Admin fee / account holder | $11,375 | $7,994+42.3% | $15,885-28.4% | $6,925+64.2% |