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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,073 | $81,233+263.2% | $155,567+89.7% | $80,874+264.9% |
| Participation rate | 97.9% | 66.2%+31.6pp | 78.2%+19.7pp | 67.6%+30.2pp |
| Annual return | 14.87% | 33.33%-18.5pp | 64.74%-49.9pp | 35.62%-20.7pp |
| Employer contribution / active EE | $2,153 | $3,101-30.6% | $4,674-53.9% | $2,756-21.9% |
| Participant deferral / active EE | $6,500 | $3,452+88.3% | $5,628+15.5% | $4,297+51.3% |
| Admin fee / account holder | $11,375 | $7,998+42.2% | $15,916-28.5% | $6,935+64.0% |