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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,073 | $81,276+263.1% | $155,574+89.7% | $80,925+264.6% |
| Participation rate | 97.9% | 66.2%+31.6pp | 78.2%+19.7pp | 67.7%+30.2pp |
| Annual return | 14.87% | 33.36%-18.5pp | 64.87%-50.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,153 | $3,103-30.6% | $4,676-54.0% | $2,756-21.9% |
| Participant deferral / active EE | $6,500 | $3,453+88.3% | $5,629+15.5% | $4,299+51.2% |
| Admin fee / account holder | $11,375 | $7,993+42.3% | $15,914-28.5% | $6,940+63.9% |