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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,047 | $165,399+169.1% | $149,745+197.2% | $158,982+179.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 30.44% | 348.34%-317.9pp | 276.72%-246.3pp | 302.99%-272.5pp |
| Employer contribution / active EE | $743 | $5,105-85.4% | $4,646-84.0% | $4,763-84.4% |
| Participant deferral / active EE | $10,973 | $7,183+52.8% | $6,843+60.4% | $5,983+83.4% |
| Admin fee / account holder | $15,133 | $10,811+40.0% | $9,312+62.5% | $11,252+34.5% |