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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,102 | $157,304+107.9% | $141,197+131.7% | $152,909+113.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.48% | 64.34%-38.9pp | 71.41%-45.9pp | 345.46%-320.0pp |
| Employer contribution / active EE | $725 | $5,263-86.2% | $4,736-84.7% | $4,764-84.8% |
| Participant deferral / active EE | $10,059 | $7,111+41.5% | $6,710+49.9% | $5,851+71.9% |
| Admin fee / account holder | $17,730 | $12,126+46.2% | $10,265+72.7% | $11,601+52.8% |