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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,102 | $157,276+108.0% | $141,177+131.7% | $152,885+114.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.48% | 64.33%-38.9pp | 71.40%-45.9pp | 345.39%-319.9pp |
| Employer contribution / active EE | $725 | $5,262-86.2% | $4,736-84.7% | $4,763-84.8% |
| Participant deferral / active EE | $10,059 | $7,110+41.5% | $6,710+49.9% | $5,851+71.9% |
| Admin fee / account holder | $17,730 | $12,123+46.3% | $10,263+72.8% | $11,598+52.9% |