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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,427 | $138,076+84.3% | $123,553+105.9% | $135,380+87.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -0.36% | 153.70%-154.1pp | 119.21%-119.6pp | 519.81%-520.2pp |
| Employer contribution / active EE | $632 | $5,152-87.7% | $4,628-86.3% | $4,779-86.8% |
| Participant deferral / active EE | $10,355 | $6,800+52.3% | $6,426+61.2% | $5,609+84.6% |
| Admin fee / account holder | $26,089 | $10,917+139.0% | $9,284+181.0% | $10,828+140.9% |