Retirement plan

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Name: GAY & ROBINSON, INC. - GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES (2018) Form 5500
Creator: GAY & ROBINSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES, GAY & ROBINSON, INC.

GAY & ROBINSON, INC.EIN 99-0148233Plan #004PY 2018

P.O. BOX 156 - KAUMAKANI, HI 96747808-335-3133LinkedIn201-500 employeesoil & energy

Other plans on this EIN

2 filings

#001Retirement-$8.4M assets #003Retirement-$5.0M assets

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$299K

+10.0% from 2017

Total participants

0.0% from 2017

Average account balance

$17,597

+10.0% from 2017

Annual return

-3.23%

-14.93 pp from 2017

Benchmarks

See 5,138 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort5,138 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-110.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$31K

$2246 / participant

Other / not subdivided$31K100.0%

% of EOY assets

10.509%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,597

$127,096-86.2%

$105,736-83.4%

$135,380-87.0%

Participation rate

100.0%

82.7%+17.3pp

76.3%+23.7pp

82.6%+17.4pp

Annual return

-3.23%

4.49%-7.7pp

6.27%-9.5pp

519.81%-523.0pp

Employer contribution / active EE

$2,577

$4,107-37.2%

$3,268-21.1%

$4,779-46.1%

Participant deferral / active EE

$2,244

$5,064-55.7%

$4,080-45.0%

$5,609-60.0%

Admin fee / account holder

$1,849

$9,087-79.6%

$6,913-73.2%

$10,828-82.9%

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion