Retirement plan

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Name: GAY & ROBINSON, INC. - GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES (2017) Form 5500
Creator: GAY & ROBINSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES, GAY & ROBINSON, INC.

GAY & ROBINSON, INC.EIN 99-0148233Plan #004PY 2017

P.O. BOX 156 - KAUMAKANI, HI 96747808-335-3133LinkedIn201-500 employeesoil & energy

Other plans on this EIN

2 filings

#001Retirement-$8.3M assets #003Retirement-$5.0M assets

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$272K

+31.8% from 2016

Total participants

0.0% from 2016

Average account balance

$15,993

+31.8% from 2016

Annual return

11.70%

+6.66 pp from 2016

Benchmarks

See 4,832 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort4,832 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-110.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$13K

$956 / participant

Other / not subdivided$13K100.0%

% of EOY assets

4.923%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,993

$149,679-89.3%

$117,039-86.3%

$147,586-89.2%

Participation rate

100.0%

83.5%+16.5pp

77.2%+22.8pp

82.8%+17.2pp

Annual return

11.70%

19.31%-7.6pp

18.95%-7.3pp

578.59%-566.9pp

Employer contribution / active EE

$1,699

$4,937-65.6%

$3,785-55.1%

$4,876-65.2%

Participant deferral / active EE

$2,223

$4,912-54.7%

$3,929-43.4%

$5,439-59.1%

Admin fee / account holder

$787

$7,856-90.0%

$5,974-86.8%

$10,886-92.8%

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GAY & ROBINSON, INC. 401(K) RETIREMENT SAVINGS PLAN FOR HOURLY EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion