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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,590 | $106,001+26.0% | $92,235+44.8% | $147,585-9.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 11.40% | 50.05%-38.6pp | 176.28%-164.9pp | 578.56%-567.2pp |
| Employer contribution / active EE | $13,873 | $4,333+220.2% | $3,679+277.0% | $4,876+184.5% |
| Participant deferral / active EE | $2,557 | $4,478-42.9% | $3,897-34.4% | $5,439-53.0% |
| Admin fee / account holder | $1,219 | $6,332-80.8% | $5,194-76.5% | $10,885-88.8% |