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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,960 | $129,737+96.5% | $119,126+114.0% | $154,746+64.8% |
| Participation rate | 94.4% | 78.9%+15.6pp | 75.8%+18.7pp | 80.7%+13.7pp |
| Annual return | 10.69% | 379.08%-368.4pp | 282.11%-271.4pp | 172.34%-161.6pp |
| Employer contribution / active EE | $11,419 | $4,375+161.0% | $4,034+183.1% | $4,379+160.8% |
| Participant deferral / active EE | $4,177 | $5,842-28.5% | $5,318-21.5% | $6,730-37.9% |
| Admin fee / account holder | $472 | $11,961-96.1% | $10,693-95.6% | $14,365-96.7% |