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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,398 | $65,555-73.5% | $86,216-79.8% | $75,173-76.9% |
| Participation rate | 98.7% | 60.5%+38.2pp | 69.0%+29.7pp | 67.2%+31.5pp |
| Annual return | 13.88% | 46.07%-32.2pp | 1169.42%-1155.5pp | 160.72%-146.8pp |
| Employer contribution / active EE | $1,637 | $1,553+5.4% | $2,382-31.3% | $2,671-38.7% |
| Participant deferral / active EE | $2,373 | $3,023-21.5% | $3,986-40.5% | $4,126-42.5% |
| Admin fee / account holder | $1,077 | $5,469-80.3% | $6,853-84.3% | $5,651-80.9% |