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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,002 | $65,034-84.6% | $90,970-89.0% | $79,856-87.5% |
| Participation rate | 94.1% | 61.6%+32.5pp | 69.0%+25.1pp | 69.6%+24.5pp |
| Annual return | 23.01% | 30.45%-7.4pp | 134.60%-111.6pp | 31.71%-8.7pp |
| Employer contribution / active EE | $1,376 | $1,247+10.3% | $2,122-35.1% | $2,471-44.3% |
| Participant deferral / active EE | $1,934 | $2,512-23.0% | $3,373-42.7% | $3,741-48.3% |
| Admin fee / account holder | $492 | $4,536-89.1% | $5,961-91.7% | $5,306-90.7% |