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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,541 | $70,418-82.2% | $96,570-87.0% | $85,847-85.4% |
| Participation rate | 97.8% | 61.8%+36.0pp | 69.8%+28.0pp | 69.3%+28.5pp |
| Annual return | 15.79% | 18.59%-2.8pp | 37.79%-22.0pp | 318.61%-302.8pp |
| Employer contribution / active EE | $1,350 | $1,413-4.5% | $2,357-42.7% | $2,565-47.4% |
| Participant deferral / active EE | $1,768 | $2,894-38.9% | $3,849-54.1% | $3,952-55.3% |
| Admin fee / account holder | $507 | $4,995-89.9% | $6,182-91.8% | $6,261-91.9% |