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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,955 | $83,898-70.3% | $133,346-81.3% | $94,015-73.5% |
| Participation rate | 97.6% | 63.4%+34.2pp | 72.8%+24.7pp | 70.8%+26.8pp |
| Annual return | 13.72% | 16.00%-2.3pp | 36.85%-23.1pp | 17.84%-4.1pp |
| Employer contribution / active EE | $1,554 | $1,821-14.7% | $2,853-45.6% | $2,790-44.3% |
| Participant deferral / active EE | $2,235 | $3,245-31.1% | $4,332-48.4% | $4,249-47.4% |
| Admin fee / account holder | $1,768 | $7,809-77.4% | $14,264-87.6% | $8,951-80.2% |