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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,273 | $81,487+432.9% | $102,412+324.0% | $80,935+436.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 14.92% | 25.60%-10.7pp | 24.94%-10.0pp | 35.66%-20.7pp |
| Employer contribution / active EE | $14,354 | $3,103+362.6% | $3,870+270.9% | $2,757+420.7% |
| Participant deferral / active EE | $7,587 | $3,871+96.0% | $5,060+49.9% | $4,299+76.5% |
| Admin fee / account holder | $5,398 | $6,717-19.6% | $8,388-35.6% | $6,924-22.0% |