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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,265 | $73,988+411.3% | $96,538+291.8% | $75,177+403.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 17.02% | 26.73%-9.7pp | 35.74%-18.7pp | 160.75%-143.7pp |
| Employer contribution / active EE | $16,554 | $2,930+464.9% | $3,740+342.6% | $2,671+519.7% |
| Participant deferral / active EE | $7,426 | $3,660+102.9% | $4,880+52.2% | $4,126+80.0% |
| Admin fee / account holder | $4,826 | $5,220-7.5% | $6,737-28.4% | $5,651-14.6% |