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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,363 | $95,383-66.1% | $185,837-82.6% | $85,856-62.3% |
| Participation rate | 75.4% | 68.8%+6.6pp | 81.7%-6.3pp | 69.3%+6.1pp |
| Annual return | 10.69% | 23.59%-12.9pp | 122.08%-111.4pp | 318.58%-307.9pp |
| Employer contribution / active EE | $1,687 | $3,313-49.1% | $5,168-67.4% | $2,565-34.2% |
| Participant deferral / active EE | $3,299 | $3,423-3.6% | $5,568-40.8% | $3,952-16.5% |
| Admin fee / account holder | $5,170 | $7,213-28.3% | $16,241-68.2% | $6,261-17.4% |