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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,822 | $77,638-88.6% | $156,551-94.4% | $62,881-86.0% |
| Participation rate | 90.7% | 71.2%+19.5pp | 84.0%+6.7pp | 69.3%+21.4pp |
| Annual return | 8.67% | 50.33%-41.7pp | 32.23%-23.6pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,693 | $3,444-50.8% | $5,501-69.2% | $2,281-25.8% |
| Participant deferral / active EE | $2,738 | $3,046-10.1% | $4,871-43.8% | $3,203-14.5% |
| Admin fee / account holder | $1,197 | $5,561-78.5% | $13,028-90.8% | $4,296-72.1% |