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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,410 | $162,136+20.5% | $152,301+28.3% | $154,746+26.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.90% | 91.02%-77.1pp | 80.50%-66.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $3,548 | $4,890-27.5% | $4,624-23.3% | $4,379-19.0% |
| Participant deferral / active EE | $2,184 | $8,341-73.8% | $8,004-72.7% | $6,730-67.5% |
| Admin fee / account holder | $585 | $15,759-96.3% | $14,398-95.9% | $14,365-95.9% |