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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,437 | $157,296+17.3% | $141,191+30.6% | $152,897+20.6% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 16.05% | 64.34%-48.3pp | 71.41%-55.4pp | 345.43%-329.4pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,281 | $7,111-82.0% | $6,710-80.9% | $5,851-78.1% |
| Admin fee / account holder | $4,226 | $12,125-65.1% | $10,264-58.8% | $11,599-63.6% |