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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,193 | $138,102+7.3% | $125,381+18.2% | $134,532+10.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.85% | 750.73%-764.6pp | 572.31%-586.2pp | 418.27%-432.1pp |
| Employer contribution / active EE | $2,537 | $5,245-51.6% | $4,815-47.3% | $4,741-46.5% |
| Participant deferral / active EE | $1,820 | $7,801-76.7% | $7,448-75.6% | $6,401-71.6% |
| Admin fee / account holder | $449 | $11,568-96.1% | $10,007-95.5% | $11,429-96.1% |