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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $56,551 |
MARCUM LLP1 year Service code 10 · EIN 11-1986323 | Accounting | $34,505 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,731 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,739 | $110,282-61.2% | $102,423-58.3% | $199,921-78.6% |
| Participation rate | 92.8% | 86.3%+6.5pp | 76.5%+16.3pp | 72.0%+20.8pp |
| Annual return | 17.39% | 35.75%-18.4pp | 29.42%-12.0pp | 34.28%-16.9pp |
| Employer contribution / active EE | $1,799 | $3,603-50.1% | $3,023-40.5% | $3,035-40.7% |
| Participant deferral / active EE | $7,188 | $6,376+12.7% | $5,054+42.2% | $5,089+41.3% |
| Admin fee / account holder | $67 | $122-45.4% | $9,455-99.3% | $269-75.2% |