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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,349 | $155,555-90.1% | $146,866-89.5% | $155,188-90.1% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 22.59% | 115.41%-92.8pp | 102.85%-80.3pp | 148.84%-126.3pp |
| Employer contribution / active EE | $1,923 | $4,647-58.6% | $4,425-56.5% | $4,248-54.7% |
| Participant deferral / active EE | $4,998 | $8,044-37.9% | $7,759-35.6% | $6,531-23.5% |
| Admin fee / account holder | $969 | $14,755-93.4% | $13,620-92.9% | $14,480-93.3% |