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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,533 | $148,582-94.3% | $135,942-93.7% | $139,456-93.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 28.53% | 79.26%-50.7pp | 68.28%-39.8pp | 373.45%-344.9pp |
| Employer contribution / active EE | $3,707 | $5,245-29.3% | $4,858-23.7% | $4,753-22.0% |
| Participant deferral / active EE | $7,224 | $8,101-10.8% | $7,759-6.9% | $6,711+7.6% |
| Admin fee / account holder | $7,156 | $12,402-42.3% | $10,764-33.5% | $11,407-37.3% |