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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,233 | $50,554+46.8% | $67,681+9.7% | $87,485-15.1% |
| Participation rate | 94.3% | 67.7%+26.6pp | 73.7%+20.6pp | 68.9%+25.4pp |
| Annual return | 24.35% | 17.81%+6.5pp | 590.58%-566.2pp | 26.06%-1.7pp |
| Employer contribution / active EE | $6,545 | $1,988+229.2% | $2,678+144.4% | $2,596+152.1% |
| Participant deferral / active EE | $15,995 | $2,961+440.1% | $3,976+302.3% | $4,274+274.3% |
| Admin fee / account holder | $1,139 | $4,132-72.4% | $6,100-81.3% | $7,775-85.3% |