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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,732 | $46,599-8.3% | $64,101-33.3% | $75,173-43.2% |
| Participation rate | 94.1% | 65.9%+28.2pp | 72.3%+21.8pp | 67.2%+26.9pp |
| Annual return | 7.70% | 26.06%-18.4pp | 33.72%-26.0pp | 160.72%-153.0pp |
| Employer contribution / active EE | $5,387 | $1,975+172.7% | $2,749+96.0% | $2,671+101.7% |
| Participant deferral / active EE | $12,527 | $2,837+341.6% | $3,881+222.8% | $4,126+203.6% |
| Admin fee / account holder | $16,366 | $2,956+453.7% | $3,070+433.0% | $5,651+189.6% |