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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,435 | $48,314+14.7% | $67,561-17.9% | $80,925-31.5% |
| Participation rate | 97.4% | 66.4%+31.0pp | 72.9%+24.5pp | 67.7%+29.8pp |
| Annual return | 17.05% | 18.28%-1.2pp | 3525.44%-3508.4pp | 35.65%-18.6pp |
| Employer contribution / active EE | $5,602 | $2,022+177.1% | $2,735+104.8% | $2,756+103.2% |
| Participant deferral / active EE | $13,181 | $2,927+350.4% | $4,003+229.3% | $4,299+206.6% |
| Admin fee / account holder | $6,966 | $3,690+88.8% | $4,006+73.9% | $6,940+0.4% |