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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,233 | $47,479+56.3% | $62,929+18.0% | $82,448-10.0% |
| Participation rate | 94.3% | 66.9%+27.4pp | 73.1%+21.2pp | 68.1%+26.2pp |
| Annual return | 24.35% | 20.34%+4.0pp | 1063.93%-1039.6pp | 41.64%-17.3pp |
| Employer contribution / active EE | $6,545 | $1,885+247.2% | $2,505+161.3% | $2,551+156.6% |
| Participant deferral / active EE | $15,995 | $2,870+457.2% | $3,888+311.4% | $4,139+286.4% |
| Admin fee / account holder | $1,139 | $3,804-70.0% | $5,065-77.5% | $7,234-84.3% |