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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,297 | $53,837+130.9% | $75,717+64.2% | $85,856+44.8% |
| Participation rate | 75.0% | 69.1%+5.9pp | 74.8%+0.2pp | 69.3%+5.7pp |
| Annual return | 24.09% | 24.54%-0.5pp | 104.58%-80.5pp | 318.58%-294.5pp |
| Employer contribution / active EE | $5,116 | $2,017+153.6% | $2,743+86.5% | $2,565+99.5% |
| Participant deferral / active EE | $9,738 | $2,895+236.4% | $3,821+154.9% | $3,952+146.4% |
| Admin fee / account holder | $19,756 | $3,341+491.3% | $3,619+445.9% | $6,261+215.6% |