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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,456 | $46,599+122.0% | $64,101+61.4% | $75,173+37.6% |
| Participation rate | 100.0% | 65.9%+34.1pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 9.86% | 26.06%-16.2pp | 33.72%-23.9pp | 160.72%-150.9pp |
| Employer contribution / active EE | $6,326 | $1,975+220.3% | $2,749+130.1% | $2,671+136.8% |
| Participant deferral / active EE | $12,398 | $2,837+337.0% | $3,881+219.5% | $4,126+200.5% |
| Admin fee / account holder | $15,358 | $2,956+419.6% | $3,070+400.2% | $5,651+171.8% |